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CALCULATORS

Understand what your numbers actually mean

Most people aren’t here for numbers, they’re here for answers. These calculators give you a useful estimate of borrowing power, repayments and deposits. But results can vary depending on your income, expenses, timing and how a lender views your situation.

Think of this as a guide, not a decision. If you’d like help interpreting what it actually means for you, we can step through it together and outline your realistic next options.

Loan Repayment Calculator

Estimate what your repayments could look like based on different loan amounts, interest rates and loan terms. A helpful first step if you’re trying to work out what a comfortable weekly or monthly repayment might be for you.

Stamp Duty Calculator

Estimate the government costs involved when purchasing a property, including stamp duty and transfer fees. A useful way to understand your upfront costs before making an offer.

Interest Only Mortgage Calculator

See how repayments change if you begin with an interest-only period before moving to principal and interest. Useful when considering cash flow, investment property planning or short-term flexibility.

Home Loan Offset Calculator

Understand how keeping savings in an offset account could reduce the interest charged on your loan and help pay off your home sooner without locking funds away.

Extra Repayment Calculator

Find out how additional repayments could shorten your loan term and reduce the total interest paid over time. Even small extra payments can make a significant difference.

Income Annualisation

Designed for clients with variable, contract, overtime or seasonal income. This tool helps estimate how lenders may assess your earnings when your income isn’t the same every month.

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GET IN TOUCH

Have a question or want some friendly guidance? Request a free consultation and let’s chat about your goals.

Tell us a little about the type of lending you’re interested in so we can guide you in the right direction.

Office:

Suite 11, 76 Wises Road

Maroochydore, QLD, 4558

By appointment only

Postal Address:

PO Box 229

Palmwoods, QLD, 4555

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© 2026 by JS Finance Group

 

 

ABN 16 694 582 182

 

JS Finance Group Pty Ltd ABN 16 694 582 182 Credit Representative of Astute Financial Management Pty Ltd | Australian Credit Licence 364253

 

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